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4 Common Homeowners Insurance Mistakes

4 Common Homeowners Insurance Mistakes

Whether you are buying your first home or moving to a new home, you have to make sure that your homeowners insurance needs are met. Homeowners insurance isn’t always easy to understand, and it does have its fair share of unique terms. It is sometimes easy to make mistakes when setting up your policy, and…

November 2, 2021

General Liability Benefits Within BOPs

General Liability Benefits Within BOPs

As a business owner, you are responsible for ensuring a successful work environment and maintaining smooth operations. You want a safe, honest and secure business, but dissatisfied customers are going to come around from time to time. Sometimes, they could even take legal action against your business. As such, it’s crucial to know how you…

October 26, 2021

5 Surprising Car Insurance Savings Opportunities

5 Surprising Car Insurance Savings Opportunities

There are many ways to save money on auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case. Being a smart driver means knowing what discount options are available to you. You may find a wide range of savings…

October 21, 2021

Home Rebuild Cost Analysis

Home Rebuild Cost Analysis

When the time comes to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or provide insufficient coverage to meet your needs if a significant issue occurs on the property. Be sure…

October 14, 2021

BOPs and Commercial Property Insurance

BOPs and Commercial Property Insurance

Most small business owners choose to invest in business owners policies—also known as BOPs. Put simply, BOPs can help business owners easily optimize their commercial insurance. BOPs usually contain several types of insurance, including commercial property coverage. This is an important form of coverage, as it can protect your business assets and possessions when damaging…

October 12, 2021

10 Tips for Safe Driving

10 Tips for Safe Driving

 When you drive recklessly, it impacts more people on the road than just yourself. In fact, other drivers, their passengers, your passengers and even pedestrians on the road can be affected by the decisions you make behind the wheel. Therefore, you have to treat driving as the potentially dangerous activity that it is.      …

October 7, 2021

Can I Still Buy Term Life Insurance in My 40s?

Can I Still Buy Term Life Insurance in My 40s?

Getting older means becoming wiser, and sometimes, you might be in your 40s before you realize that you need life insurance. You might even wish that you had purchased a policy 20 years ago when you were young, healthy and just starting out. Even though you might be looking for life insurance later in life,…

September 30, 2021

Four Essential Types of BOP Extensions

Four Essential Types of BOP Extensions

If you’re a small business owner who is looking for the best way to ensure your company, then a business owners policy—better known as a BOP—is a great way to start. It makes sense for many companies to carry this coverage because it offers several types of commercial insurance in one place. As a result,…

September 23, 2021

Comprehensive vs. Collison Auto Insurance

Comprehensive vs. Collison Auto Insurance

Auto insurance is designed to provide you with financial assistance in the event of an accident, theft or other instance of vehicle damage. After all, you shouldn’t have to bear the costs of an accident entirely on your own.     There are a few separate benefits that the average policy will utilize to cover…

September 21, 2021

Tips for Keeping Backyard Campfires Safe

Tips for Keeping Backyard Campfires Safe

Late summer and early autumn are perfect times for sitting in the backyard, listening to the sounds of nature, watching the sunset and enjoying a campfire.     As the coolness of the evening creeps in, a campfire is a great way to keep warm and socialize. That’s especially true in today’s world of social…

September 14, 2021

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