Read the Mt. Franklin Insurance blog to learn more and stay in the know.
What Are the Easiest Auto Insurance Discounts to Qualify For?
If you can upgrade your car’s safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in overtime. But what are some easy ways to get your premiums down quickly? Affiliation/Affinity DiscountsAffiliation and affinity discounts are those offered…
April 28, 2020
Do You Need Flood Homeowners Insurance?
In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don’t meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding.…
April 23, 2020
Insurance Dangers of “Distraction” by COVID-19
There is no underestimating the grip that COVID-19 has on our society right now. Most insurance questions I’m fielding are focused on the COVID-19 impacts to businesses and households. But, amongst this backdrop, I have been encouraging my clients to take a step back because such a narrow focus can distract policy holders. COVID-19 has…
April 21, 2020
How Can A Small Business Qualify For Insurance Discounts?
Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That’s because the presence of security means that the owners of the property are saving…
April 17, 2020
Mt. Franklin’s Perspective on COVID-19
Three Axioms of Insurance Many consumers approach purchasing insurance as a commoditized activity. They reach out to a broker or two, look at a few options based on price and high level coverage outlines, and then make as intelligent of a decision as possible. The COVID-19 event is a sobering reminder of 3 key axioms in…
April 14, 2020
How to Get Affordable Auto Insurance
If you’re like most drivers, you want to get the best auto insurance possible at the lowest price. Fortunately, finding a good and low-priced insurance plan doesn’t have to be difficult. Read this article to learn about how to get affordable car insurance. 1. Claim Your Discounts One of the most effective ways that…
April 9, 2020
Do Entrepreneurs Need Business Insurance?
Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. Below,…
April 7, 2020
Are High Value Items Covered by Home Insurance?
High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value If the value of any item…
April 2, 2020
Why El Paso businesses impacted by the pandemic should consider filing a claim
Why El Paso businesses impacted by the pandemic should consider filing a claim even if the chances of an award seem slim Insurers say policies may cover; YMCA head hopes By David Crowder / El Paso Inc. staff writer Our principal, Shane Lipson, was interviewed by El Paso Inc. about how business owners can address losses…
March 31, 2020
Should you consider home insurance rates when buying a home?
When you buy a new home, you want to make sure it’s within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What’s the average cost of home insurance? The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. Actual rates, of course, vary…
March 26, 2020
