Read the Mt. Franklin Insurance blog to learn more and stay in the know.
Are High Value Items Covered by Home Insurance?
High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value If the value of any item…
April 2, 2020
Why El Paso businesses impacted by the pandemic should consider filing a claim
Why El Paso businesses impacted by the pandemic should consider filing a claim even if the chances of an award seem slim Insurers say policies may cover; YMCA head hopes By David Crowder / El Paso Inc. staff writer Our principal, Shane Lipson, was interviewed by El Paso Inc. about how business owners can address losses…
March 31, 2020
Should you consider home insurance rates when buying a home?
When you buy a new home, you want to make sure it’s within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What’s the average cost of home insurance? The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. Actual rates, of course, vary…
March 26, 2020
When is it legal and illegal to pass someone??
If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass someone? Passing on the left The rules for…
March 24, 2020
What to do about home insurance when you live in your home part-time
If you don’t live in your home the entire year because it’s your vacation home, you’re a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage. Why is there more…
March 19, 2020
COVID -19 (Coronavirus) Update from Mt. Franklin Insurance
With the precautions of COVID-19 (Coronavirus), Mt. Franklin offers many automated and remote capabilities to assist you: Online electronic signature – no more “in person” ink signature required. Online computer meetings that allow us to review documents with you from the comfort of your home. Robust conference capabilities to allow group meetings via telephone.…
March 17, 2020
Does your auto insurance cover your camper trailer?
When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know. Liability coverage When you tow a camper trailer or other trailer, the most common rule is that your liability protection will extend to…
March 12, 2020
How to Properly Inventory Your Home
How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here’s what you should do. 1. Save all receipts Keep all your receipts for both proof that you owned each item and what you…
March 10, 2020
Moving to a new office? Here’s what your insurer needs to know
Whether you’re expanding your business, downsizing or you just found a place with lower rent across town, a new office means you’re going to have to make some changes to your existing business insurance policy. The rule of thumb is the same as always: The more your insurer knows, the better they’ll be prepared to provide you…
March 5, 2020
Rodent damage and car insurance claims
Squirrels, mice, and rats live in every part of the country. And these rodents also love to turn vehicles into a shelter for the winter. Engine compartments, vehicle interiors, and even mufflers are often deemed ideal nesting spots for pesky pests. In addition to making unpleasant smells, these rodents also tend to chew through important…
February 27, 2020
