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At-Fault Accidents and Your Rates: What to Expect
Being in an accident is always going to be a difficult experience, regardless of who’s fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We’ll look at at-fault accidents and car insurance rates, so you have a better idea of what to…
May 7, 2020
3 Facts About Upside-Down Properties and Home Insurance
There are few scenarios in which homebuyers don’t expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it’s important for homeowners to know what will happen when things don’t go according to plan. An upside-down property refers…
May 5, 2020
Contractor Pitfalls Unrelated to COVID-19
While most are focused on COVID-19 impacts right now, there remains a need to educate on insurance pitfalls unrelated to the current situation. While I’ve previously addressed issues facing property owners, insurance for contractors is another area with great variability in coverage options. Except for very large companies, few contractors have an internal risk management…
May 4, 2020
What Are the Easiest Auto Insurance Discounts to Qualify For?
If you can upgrade your car’s safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in overtime. But what are some easy ways to get your premiums down quickly? Affiliation/Affinity DiscountsAffiliation and affinity discounts are those offered…
April 28, 2020
Do You Need Flood Homeowners Insurance?
In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don’t meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding.…
April 23, 2020
Insurance Dangers of “Distraction” by COVID-19
There is no underestimating the grip that COVID-19 has on our society right now. Most insurance questions I’m fielding are focused on the COVID-19 impacts to businesses and households. But, amongst this backdrop, I have been encouraging my clients to take a step back because such a narrow focus can distract policy holders. COVID-19 has…
April 21, 2020
How Can A Small Business Qualify For Insurance Discounts?
Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That’s because the presence of security means that the owners of the property are saving…
April 17, 2020
Mt. Franklin’s Perspective on COVID-19
Three Axioms of Insurance Many consumers approach purchasing insurance as a commoditized activity. They reach out to a broker or two, look at a few options based on price and high level coverage outlines, and then make as intelligent of a decision as possible. The COVID-19 event is a sobering reminder of 3 key axioms in…
April 14, 2020
How to Get Affordable Auto Insurance
If you’re like most drivers, you want to get the best auto insurance possible at the lowest price. Fortunately, finding a good and low-priced insurance plan doesn’t have to be difficult. Read this article to learn about how to get affordable car insurance. 1. Claim Your Discounts One of the most effective ways that…
April 9, 2020
Do Entrepreneurs Need Business Insurance?
Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. Below,…
April 7, 2020
