Your home is more than just a house. Numerous structures might dot the property—storage sheds, fences, sidewalks, retaining walls. They represent just as much of your property investment as the house itself does, and you naturally don’t want anything to happen to them. That’s why you want your homeowners insurance to cover these items to … Read more

Getting rear-ended at a stoplight is not your fault. After all, another moving vehicle ran into the back of your stopped car. Still, even an accident that isn’t your fault might cause your auto insurance rates to rise. As unfair as it sounds, this is because you still represent a higher financial risk to the … Read more

There aren’t many people who choose to buy their home with cash. After all, it takes years to save money for a nest egg, and paying off the entire property in one swoop might seem completely out of reach. Still, if you choose to finance your home with a mortgage, you can afford the home … Read more

We all probably know that we could stand to be a little more conscientious behind the wheel. Still, we’re all human, and we all make mistakes. The unfortunate thing is that when we make driving mistakes, we might pay to pay the price. Traffic citations are often frustrating penalties, not just because of the inconvenience, … Read more

Every business must have liability insurance, and the starting point is a general liability policy. However, while general liability insurance can prove essential to your long-term financial security, you should still not consider it a stopping point. Instead, you will likely need to buy other coverage, including a commercial umbrella insurance policy. Consider why investing … Read more

Becoming a parent is perhaps one of the most life-changing things that any of us could ever experience. After the birth of a first child, you probably know that your future looks a lot different, and it might be time to take a step back and re-evaluate your financial goals. After all, you want to … Read more

In 49 out of 50 states, all registered drivers are required to carry minimum amounts of car insurance. If you are in one of them, then you could face penalties if you get caught driving uninsured. Just because you obey the law, doesn’t mean others will. And, if you get into an accident with an … Read more

                                                        LARGEST LOCALLY OWNED EL PASO INSURANCE AGENCY MAKES NINTH ACQUISITION Mt. Franklin Insurance Acquires Property and Casualty Business of Balmer Insurance   EL PASO, Texas, January 5, 2021 – Bill … Read more

Let’s face it, 2020 was not a year when most of us were able to travel extensively. 2021 will likely be much of the same, at least for the time being. However, there are still plenty of ways to travel safely as long as you commit to being conscientious.     Still, if you plan … Read more

When insuring your business, you will likely need general liability coverage. However, getting this coverage will require attention to detail and an understanding of what this coverage offers you. What are some of the things that you should consider when buying general liability insurance? How do you know which plan is right for you? Here … Read more