People of all ages can benefit from purchasing a life insurance policy. A common misconception is that seniors either cannot or should not buy life insurance. However, the truth is that many seniors stand to benefit from life insurance. Take just a moment to learn more about how to buy life insurance for seniors.   … Read more

If your company is moving its employees to work-from-home and has not reviewed its insurance, then it’s time to evaluate what changes might be needed.      What Does Your Business Liability Insurance Say About Location?  For the most part, your liability insurance policy applies anywhere. For example, if you’re an architect, your business insurance … Read more

Health insurance is a major expense for many families. If you fit into certain categories, you may be able to receive a tax break to reduce your cost of health insurance. Here are some of the tax breaks available.   Income Under 400% of Poverty Level: Premium Tax Credit  If your income is under 400% … Read more

As the name would suggest, comprehensive auto insurance is a relatively high-level form of coverage. It’s one that will give drivers more protections both on and off the road. If you carry only certain types of coverage, then you may face limited scenarios when you can file a claim. Comprehensive coverage gives you more protection … Read more

Keeping your family safe is one of your most important goals, and not having home insurance claims increase your premiums can also help your budget. Taking steps to prevent burglaries can help you meet both of these goals. Here’s what you should do.   Get a Dog  Obviously, getting a dog is a major commitment, and … Read more

You can use your life insurance policy to leave behind a legacy or ensure that your loved ones have financial resources after you pass away. Let’s take a closer look at the ways that life insurance can protect your beneficiaries.      Term Versus Whole Life Insurance   Term life insurance covers you for a certain … Read more

If you work from home, it’s important to understand how your home insurance works. Working from home generally won’t invalidate your home insurance completely, but your home insurance isn’t what will protect your business activities. Here’s what you should know.     Are You Allowed to Work From Home?  Yes, you can generally work from home without … Read more

It’s easy for people to get in the habit of paying their insurance bills without thinking much about them. After all, it’s a rote statement that comes every month that you likely don’t even look at. But there’s danger in doing taking this approach because a policy was never meant to be a static document. … Read more

  Whether you have a small, medium or large business concern that you own or operate, you need to consider the best business insurance options available to meet your obligations under your state’s unemployment insurance or compensation program. Unemployment insurance acts as a stop gap for those former employees of yours who temporarily separate from … Read more

You may have heard that some auto insurance carriers will give you a discount on your policy if you upgrade to different safety features. The idea is that the more precautions you take, the less likely it is that you’ll ever file a claim in the first place.   You can certainly purchase cars with … Read more