If you work from home, it’s important to understand how your home insurance works. Working from home generally won’t invalidate your home insurance completely, but your home insurance isn’t what will protect your business activities. Here’s what you should know.     Are You Allowed to Work From Home?  Yes, you can generally work from home without … Read more

It’s easy for people to get in the habit of paying their insurance bills without thinking much about them. After all, it’s a rote statement that comes every month that you likely don’t even look at. But there’s danger in doing taking this approach because a policy was never meant to be a static document. … Read more

  Whether you have a small, medium or large business concern that you own or operate, you need to consider the best business insurance options available to meet your obligations under your state’s unemployment insurance or compensation program. Unemployment insurance acts as a stop gap for those former employees of yours who temporarily separate from … Read more

You may have heard that some auto insurance carriers will give you a discount on your policy if you upgrade to different safety features. The idea is that the more precautions you take, the less likely it is that you’ll ever file a claim in the first place.   You can certainly purchase cars with … Read more

Often insurance articles are full of the “problems.” From coverage gaps to price volatility, typically issues with insurance get the most attention. I’ve certainly written my share of pitfalls to be aware of and worked to educate clients on how to avoid errors. However, by focusing on what is lacking we do a disservice to … Read more

Mold can be one of the more expensive types of damage to address in your home. Because different types of fungi can live in your walls or under the floorboards for a while before ever showing physical evidence of being on the property, it can be difficult to exterminate it all once you finally know … Read more

In these challenging times, it is important to understand the type of business insurance protection helps you during the time of extraordinary circumstances, such as a global pandemic. Businesses small to large are experiencing catastrophic losses as a result of the COVID-19 virus. It is important to have in place the appropriate type of business … Read more

Being in an accident is always going to be a difficult experience, regardless of who’s fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We’ll look at at-fault accidents and car insurance rates, so you have a better idea of what to … Read more

There are few scenarios in which homebuyers don’t expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it’s important for homeowners to know what will happen when things don’t go according to plan. An upside-down property refers … Read more

While most are focused on COVID-19 impacts right now, there remains a need to educate on insurance pitfalls unrelated to the current situation. While I’ve previously addressed issues facing property owners, insurance for contractors is another area with great variability in coverage options. Except for very large companies, few contractors have an internal risk management … Read more