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Driving in Extreme Weather?

Driving in Extreme Weather?

Driving is dangerous at all times of the day or night, no matter what the weather might be. Still, the U.S. Department of Transportation estimates that roughly 21% of all vehicle crashes in the U.S. occur in adverse weather conditions. Plus, between 2007 and 2016, more than 5,300 people were killed in weather-related crashes, which accounted for…

August 5, 2021

An Uninsured Drive Hit Your Vehicle – Now What?

An Uninsured Drive Hit Your Vehicle – Now What?

Being in an accident is one of the most worrisome of situations. You worry about your safety and that of others with you. Then you worry about the condition of your car. You also worry about the other driver.     In situations like this, auto insurance is there to help. Sometimes, the other driver…

July 29, 2021

FAQs of First-time Life Insurance Buyers

FAQs of First-time Life Insurance Buyers

If you have never bought life insurance before, then the process might seem like a challenge. For help, consider frequently-asked questions those in your position often ask.   1. What is life insurance? Life insurance will pay out an amount of money if a person, whose life the policy insures, dies. The sum it will…

July 27, 2021

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums  A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners’ insurance.         Yet, having full coverage does not…

July 22, 2021

An Explanation of the Certificate of Insurance and why It is so Important

An Explanation of the Certificate of Insurance and why It is so Important

A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company’s current insurance policies. Customers, vendors and landlords commonly request to see a business’ certificate of insurance.     This document helps such parties verify the business…

July 20, 2021

3 Reasons You Shouldn’t Let Your Auto Insurance Lapse

3 Reasons You Shouldn’t Let Your Auto Insurance Lapse

Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance.     It’s Illegal When you own a vehicle, maintaining at least the minimum auto insurance is a requirement.…

July 15, 2021

How Business Insurance Premiums are affected by Business Practices.

How Business Insurance Premiums are affected by Business Practices.

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. Let’s look at a few ways business insurance premiums are affected by…

July 13, 2021

Increase Your Home Security with These Tips

Increase Your Home Security with These Tips

Home break-ins are all too common, especially during the daytime on weekdays when most people are away at their jobs. Home break-ins are also most frequent during the warm months of the year. However, many break-ins are preventable by increasing your home security. Use these tips to protect your property.     Install a Home…

July 8, 2021

Practical Ways to Reduce Healthcare Costs

Practical Ways to Reduce Healthcare Costs

Increasing healthcare costs have most people concerned about keeping expenses low, even leading some to pass up health insurance because they think they cannot afford it. Under the Affordable Care Act, everyone must purchase healthcare coverage or risk paying a fine to the government. Truth is, even if you have to pinch pennies for a…

July 6, 2021

Business Insurance Premiums are Affected by Business Practices

Business Insurance Premiums are Affected by Business Practices

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. Let’s look at a few ways business insurance premiums are affected by…

July 1, 2021

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