Read the Mt. Franklin Insurance blog to learn more and stay in the know.
Will a BOP Cover a Company Data Breach?
Small businesses often one of their most important commercial insurance solutions in a business owners policy (BOP). A BOP is an insurance package that offers a variety of commercial insurance benefits in one package and at one price, and it is optimized to meet the needs of small businesses. Still, while it is…
August 17, 2021
BOP Equipment Insurance for Storm Damage
Should a storm damage your business, the equipment within could need significant repairs or even be totally destroyed. Plus, the longer this damage goes unrepaired, the more your financial loss might be in the meantime. Luckily, if your business owners policy (BOP) contains appropriate property insurance, then you will have help replacing or repairing equipment…
August 12, 2021
10 Grilling Tips to Keep Your Home and Family Safe
During the summer, the warm weather makes it easy for you to heat your grill and cook your favorite food outside. Not only is it tasty, but it can also save you the discomfort of heating your home (and paying a higher HVAC bill triggered by the extra cooling costs). Ribs, chicken, burgers and…
August 10, 2021
Driving in Extreme Weather?
Driving is dangerous at all times of the day or night, no matter what the weather might be. Still, the U.S. Department of Transportation estimates that roughly 21% of all vehicle crashes in the U.S. occur in adverse weather conditions. Plus, between 2007 and 2016, more than 5,300 people were killed in weather-related crashes, which accounted for…
August 5, 2021
An Uninsured Drive Hit Your Vehicle – Now What?
Being in an accident is one of the most worrisome of situations. You worry about your safety and that of others with you. Then you worry about the condition of your car. You also worry about the other driver. In situations like this, auto insurance is there to help. Sometimes, the other driver…
July 29, 2021
FAQs of First-time Life Insurance Buyers
If you have never bought life insurance before, then the process might seem like a challenge. For help, consider frequently-asked questions those in your position often ask. 1. What is life insurance? Life insurance will pay out an amount of money if a person, whose life the policy insures, dies. The sum it will…
July 27, 2021
3 Home Improvement Projects that Can Lower Your Home Insurance Premiums
3 Home Improvement Projects that Can Lower Your Home Insurance Premiums A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners’ insurance. Yet, having full coverage does not…
July 22, 2021
An Explanation of the Certificate of Insurance and why It is so Important
A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company’s current insurance policies. Customers, vendors and landlords commonly request to see a business’ certificate of insurance. This document helps such parties verify the business…
July 20, 2021
3 Reasons You Shouldn’t Let Your Auto Insurance Lapse
Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance. It’s Illegal When you own a vehicle, maintaining at least the minimum auto insurance is a requirement.…
July 15, 2021
How Business Insurance Premiums are affected by Business Practices.
In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. Let’s look at a few ways business insurance premiums are affected by…
July 13, 2021
