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I Hit My Mailbox, Will My Car Insurance Pay?
We’ve all made careless mistakes from time to time, including behind the wheel. If you have ever backed into your mailbox, you might find yourself annoyed, but hopefully unharmed. Your car, however, might sustain damage and so might the mailbox. As a result, you might have to file a claim against your car insurance to…
September 22, 2020
Making a Possessions Claim on Business Insurance
Businesses that have property insurance will likely have coverage for the possessions inside. So, if something damages the contents of the business, then you can likely file a claim for the damage costs. However, you must do so correctly to successfully receive compensation. Some policies will include limitations on how much damage they will cover.…
September 17, 2020
Important Questions to Ask Before Buying Health Insurance?
Health insurance is critical so you and your family can get the care you need. Signing onto a policy shouldn’t be done lightly. Not all health insurance policies are created equal, and there are a few questions you should ask before signing your name on the dotted line. 1. Can You Stay at the Same…
September 15, 2020
How Fire Stations Can Affect Your Home Insurance Premiums
Home insurance premiums seem elusive until you discover what, exactly, makes them raise or lower year by year. There are many factors which an insurer may use to calculate your home insurance premiums. One of these is your location and, specifically, how close you are to a fire station. Why? Home insurance prices, and…
September 10, 2020
Choosing the Correct Term Life Insurance Policy Length
When you buy life insurance, you probably have an idea in mind about where you want your policy to go. You might want to use it as a vessel to provide money to loved ones for specific purposes. As a result, you might only want your coverage to last for a certain number of years.…
September 8, 2020
Can You Cancel Auto Insurance on a Financed Car?
When you purchase a new car, you are generally issued a requirement by the lender to carry a certain amount of car insurance. This requirement is issued to protect the lender’s investment in case an accident damage the car. You must carry this insurance for as long as you are financing the vehicle. If you cancel your…
September 3, 2020
Business Insurance Coverage for Computer Equipment
Getting the right Business insurance for your company property might seem challenging, and one of the most critical items you want to protect is your computer systems. Still, you might not know whether your business insurance will cover these expensive and sensitive machines. The good news is it can, but you must make sure you have the proper…
September 1, 2020
What Does Actual Cash Value Mean for Home Insurance?
Home insurance has a lot of confusing terminologies, especially when it comes to the types of policies and how you can receive compensation. Replacement cost value, for example, refers to two areas: the total replacement cost value of your home, and a replacement cost value policy for personal belongings coverage. To break it…
August 27, 2020
3 Areas of Car Insurance Coverage and What They Mean?
Car insurance policies can look different depending on premiums, deductibles, and coverage limits, but all car insurance policies are designed to cover three certain areas. A full coverage car insurance policy covers: Liability Property Medical Liability Some policies strictly have liability coverage. This insurance is generally required by state law and limits can change depending…
August 25, 2020
Certificates of Insurance
A certificate of insurance (COI) is an often-used document in the construction world. A contractor or tradesman who is bidding on a job or signing a contract to do work might be posed with a requirement to show a COI. The concept of a COI is simple – it provides proof that the contractor is…
August 20, 2020
