Talking Insurance with Shane: Is Your Business Protected Online?
In today’s digital age, cyber threats are a growing risk for businesses of all sizes. From data breaches to ransomware attacks, the financial and reputational damage can be devastating. In this video, Shane explains cyber insurance and how it helps protect your business against the ever-evolving landscape of cyber threats. Learn how to safeguard your…
May 9, 2025
Talking Insurance with Shane: Commercial Insurance for New Businesses
Starting a new business is exciting, but it’s also a time to make sure you’re protecting your hard work with the right commercial insurance. In this video Shane breaks down the essential commercial insurance coverage that every new business needs. From general liability to property insurance, he’ll guide you through the key policies that can…
May 9, 2025
Talking Insurance with Shane: 4 Essential Coverages for Specialty Trade Contractors (Subcontractors)
Are you a subcontractor or specialty trade contractor like a framer, painter, roofer, electrician, or plumber? Having the right insurance for subcontractors is crucial to protect your business, meet client requirements, and avoid financial risks. In this episode of Talking Insurance with Shane, part of the Mt. Franklin Insurance YouTube channel, we cover the 4…
May 9, 2025
Talking Insurance with Shane: What You Need to Know about Workers’ Compensation
As a business owner, protecting your employees and ensuring compliance with workplace safety laws is crucial. Workers’ compensation insurance helps cover medical expenses and lost wages for employees who get injured or fall ill on the job. In this video, Shane explains what workers’ compensation is, why it’s essential for your business, and how to…
May 9, 2025
Talking Insurance with Shane: Hired & Non-Owned Auto Insurance Explained | Protect Your Business
Shane Lipson, MD and Certified Insurance Counselor from Mt. Franklin Insurance tackles an important topic: Hired & Non-Owned Auto (HNOA) Insurance. Even if your business doesn’t own any vehicles, you may still have automobile liability risks that could leave you exposed to costly lawsuits. In this video, Shane breaks down how HNOA coverage works and…
May 9, 2025
Talking Insurance with Shane: The Hidden Risk in Your Auto Policy: Why UI/UIM Coverage Matters
In this video, Shane Lipson, MD and Certified Insurance Counselor breaks down one of the most important yet often misunderstood parts of auto insurance: Uninsured and Underinsured Motorist (UI/UIM) coverage. With more drivers carrying state minimum limits—or no insurance at all—UI/UIM coverage can make the difference between being fully protected or being stuck with major…
May 9, 2025
Talking Insurance with Shane: Water Damage and Making Sure Your Property is Protected
Water damage is one of the most common causes of property loss, but with the right insurance coverage, you can safeguard your home or business against costly repairs and disruptions. In this video, Shane explains the four main types of water damage—plumbing failure, storm damage, appliance malfunctions, and flooding—and how to ensure your policy covers…
May 9, 2025
Talking Insurance with Shane: Protect Your Assets with Umbrella Insurance
When your standard insurance policies fall short, umbrella insurance steps in to provide additional protection for your assets. In this video, Shane explains what umbrella coverage is, how it works, and why it’s a smart choice for both personal and business insurance. Learn how umbrella insurance can give you extra peace of mind by extending…
May 9, 2025
Talking Insurance with Shane: Covering Property No Matter Where it’s Located
Inland Marine Insurance isn’t just for ships—it’s a vital coverage option for businesses that transport goods, equipment, or materials over land. Whether you’re a contractor, a retailer, or a logistics provider, inland marine insurance can protect your valuable assets while they’re in transit or temporarily stored away from your business premises. In this video, Mt…
May 9, 2025
Talking Insurance with Shane: Errors & Omissions
As a professional in your field, mistakes can happen. But without the right coverage, those mistakes could lead to costly lawsuits and damage your reputation. In this video, Shane explains Errors and Omissions (E&O) insurance, also known as professional liability insurance, and how it helps protect businesses from claims of negligence, errors, or omissions in…
May 9, 2025
