Managing insurance across multiple contractors and subcontractors on a large construction project is one of the most complex administrative challenges in the industry. General liability, workers’ compensation, auto liability, and professional coverage must be tracked across every layer of the project and the gaps between individual policies create real financial exposure.

An OCIP (Owner Controlled Insurance Program) or CCIP (Contractor Controlled Insurance Program) solves this problem by replacing all those individual policies with a single master insurance program that covers every contractor and subcontractor on the job site. Rather than requiring each trade to source and maintain its own coverage, one unified policy is purchased for the entire project.

What You’ll Learn:

In this episode of Talking Insurance with Shane, Shane Lipson, Managing Director and Certified Insurance Counselor (CIC) at Mt. Franklin Insurance, introduces wrap-up insurance programs and explains why they are increasingly the preferred coverage structure for large-scale commercial construction and development projects.

Mt. Franklin Insurance specializes in construction insurance, including OCIP and CCIP programs, for contractors and developers across El Paso, West Texas, and the greater Southwest.

Get in Touch:

Starting your business the right way includes protecting it from the start. Contact Mt Franklin Insurance today to discuss your commercial insurance needs! Click here to get a quote.