Added Protection for Life’s Big Surprises.
You’ve worked hard to build a life you’re proud of. But all it takes is one major lawsuit to put everything at risk. A personal umbrella policy is a cost-effective way to add extra liability protection that goes beyond the limits of your auto and homeowners policies.
What Umbrella Insurance Covers
Why It Matters
Imagine this: You’re involved in a serious car accident and are found liable for $1.2 million in damages. Your auto policy covers $500,000. Where does the other $700,000 come from? Without umbrella insurance, it comes out of your pocket.
Umbrella insurance is especially important if you have a high net worth, teen drivers, a swimming pool, a trampoline, or if you entertain guests frequently. These all increase your exposure to liability.
We’ll help you understand the right amount of umbrella coverage based on your assets, risk profile, and lifestyle. We offer this extra protection to clients in El Paso, surrounding New Mexico towns such as Anthony and Sunland Park, and the entire metro San Antonio area.