Umbrella insurance provides additional coverage beyond your policy limits.

Added Protection for Life’s Big Surprises.

You’ve worked hard to build a life you’re proud of. But all it takes is one major lawsuit to put everything at risk. A personal umbrella policy is a cost-effective way to add extra liability protection that goes beyond the limits of your auto and homeowners policies.

What Umbrella Insurance Covers

Excess Liability – Adds an extra $1 million (or more) in coverage on top of your home, auto, or boat policy.
Legal Defense Costs – Covers legal fees and court costs even if the lawsuit is groundless.
Coverage for Slander, Libel, or Defamation – Protects against personal injury claims beyond bodily harm.
Worldwide Coverage – You’re protected no matter where the incident occurs.

Why It Matters

Imagine this: You’re involved in a serious car accident and are found liable for $1.2 million in damages. Your auto policy covers $500,000. Where does the other $700,000 come from? Without umbrella insurance, it comes out of your pocket.

Umbrella insurance is especially important if you have a high net worth, teen drivers, a swimming pool, a trampoline, or if you entertain guests frequently. These all increase your exposure to liability.

We’ll help you understand the right amount of umbrella coverage based on your assets, risk profile, and lifestyle. We offer this extra protection to clients in El Paso, surrounding New Mexico towns such as Anthony and Sunland Park, and the entire metro San Antonio area.

Let's Get Started

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STEP 1
Fill out the form.
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STEP 2
Review your options with us.
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STEP 3
Get the coverage you need.

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Our founding mission is to deliver clients clarity of services unmatched by any other agency in El Paso or Las Cruces. It forms the cornerstone of how we view our partnership with you and serves as the basis of every action we take on your behalf. This mission is built upon the pillars of unmatched experience, local service and values, unparalleled access to carriers, and planning for you all year long.

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