Your home is more than just a roof over your head—it’s where life happens. Whether you’ve just bought your first house or have lived in the same neighborhood for decades, your home is one of your biggest investments. A quality homeowners insurance policy protects you from losing everything to events beyond your control.
We proudly serve homeowners in El Paso, the greater San Antonio area, and nearby towns in New Mexico like Anthony and Las Cruces.
What’s Typically Covered
A proper auto insurance policy includes a mix of essential coverages:
Dwelling Coverage – Pays to repair or rebuild your home if it’s damaged by fire, storm, or other covered events.
Other Structures – Coverage for fences, sheds, detached garages, and more.
Personal Property – Covers your belongings: furniture, electronics, clothing, tools, and more.
Loss of Use – If your home is uninhabitable due to a covered loss, this pays for hotel stays and living expenses.
Liability Protection – If someone is injured on your property, this covers legal and medical costs.
Medical Payments to Others – Pays minor medical bills if a guest is injured, regardless of fault.
Optional Coverage Add-Ons
Scheduled Personal Property – For jewelry, fine art, collectibles, and other high-value items.
Water Backup Coverage – Covers damage from backed-up drains or sump pumps.
Personal Property – Covers your belongings: furniture, electronics, clothing, tools, and more.
Flood and Earthquake Coverage – Often not included in standard policies, but critical depending on your location.
Liability Protection – If someone is injured on your property, this covers legal and medical costs.
Medical Payments to Others – Pays minor medical bills if a guest is injured, regardless of fault.
Personalized Protection
We believe every home deserves tailored protection. Do you have a finished basement? A home office? A swimming pool? All of these can change your insurance needs. We’ll take the time to walk through your property, understand how you live, and build a policy that protects not just your house—but your lifestyle.
We bring this personalized service to clients across El Paso, San Antonio, and nearby communities in New Mexico.
Our founding mission is to deliver clients clarity of services unmatched by any other agency in El Paso or Las Cruces. It forms the cornerstone of how we view our partnership with you and serves as the basis of every action we take on your behalf. This mission is built upon the pillars of unmatched experience, local service and values, unparalleled access to carriers, and planning for you all year long.
