Understanding Workers Compensation Insurance Benefits

Protect Your Team—and Your Business.

Injuries can happen in any workplace, from construction sites to coffee shops. Workers Compensation Insurance covers medical costs, rehabilitation, and lost wages when an employee gets hurt on the job.

At Mt. Franklin Insurance, we provide workers compensation solutions for employers in El Paso, surrounding NM towns such as Sunland Park, Anthony, and Las Cruces, as well as the metro San Antonio area.

What Workers Compensation Insurance Covers

Medical Expenses: Doctor visits, hospital stays, surgery, and medication.
Lost Wages: Partial income replacement while employees recover.
Rehabilitation: Physical therapy or occupational rehab after injury.
Death Benefits: Funeral costs and survivor payments if the worst happens.

Why Workers Compensation Insurance Matters

It’s more than just a legal requirement—it’s the right thing to do. Workers comp shields your business from lawsuits while helping your team recover safely and quickly.

In Texas, it’s optional but strongly encouraged. In New Mexico, it’s required for most employers. We’ll help you meet your obligations and manage costs.

Why Work With Us

We help you understand your legal responsibilities, guide you through safety programs that reduce claims, and explain the difference between assigned risk pools and private carriers.

From first-time policyholders to experienced business owners, we make sure your workers comp is solid, smart, and scalable.

Let's Get Started

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STEP 1
Fill out the form.
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STEP 2
Review your options with us.
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STEP 3
Get the coverage you need.

Request a Quote

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Find Your Nearest Office

El Paso, TX

915-599-2900

San Antonio, TX

830-360-8660

info@mtfranklin.com

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Dedicated to Your Protection

Our founding mission is to deliver clients clarity of services unmatched by any other agency in El Paso or Las Cruces. It forms the cornerstone of how we view our partnership with you and serves as the basis of every action we take on your behalf. This mission is built upon the pillars of unmatched experience, local service and values, unparalleled access to carriers, and planning for you all year long.

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