In this video, Shane Lipson, MD and Certified Insurance Counselor breaks down one of the most important yet often misunderstood parts of auto insurance: Uninsured and Underinsured Motorist (UI/UIM) coverage.
With more drivers carrying state minimum limits—or no insurance at all—UI/UIM coverage can make the difference between being fully protected or being stuck with major out-of-pocket expenses after an accident that wasn’t your fault.
Here’s what you’ll learn:
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What UI/UIM coverage actually does
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Why it matters whether you’re a personal or commercial driver
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What happens when the at-fault driver can’t pay for your damages
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How to ensure your policy protects you against real-world risks
At Mt. Franklin Insurance, we’re here to help you understand what’s really in your policy—and make sure you have the protection you need, whether you’re driving for yourself or your business. Serving El Paso and San Antonio, we’re just a call or click away.
Contact our knowledgeable team today to review your policy and explore whether UI/UIM coverage is right for you. Click here to get a quote.