Are you a subcontractor or specialty trade contractor like a framer, painter, roofer, electrician, or plumber? Having the right insurance for subcontractors is crucial to protect your business, meet client requirements, and avoid financial risks.
In this episode of Talking Insurance with Shane, part of the Mt. Franklin Insurance YouTube channel, we cover the 4 essential types of subcontractor insurance every contractor needs:
1. General Liability Insurance: Protects against claims of property damage and bodily injury.
2. Automobile Liability Insurance: Covers business vehicles used for work.
3. Workers’ Compensation Insurance: Ensures coverage for employee injuries or illnesses on the job.
4. Umbrella or Excess Liability Insurance: Provides higher coverage limits to safeguard against larger claims.
Key Takeaways:
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Why every subcontractor and trade contractor needs insurance
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The risks associated with framers, roofers, painters, electricians, and plumbers
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How to choose the best policies for your trade business
Who This Video Is For:
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Subcontractors and specialty trade contractors looking for comprehensive insurance guidance
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General contractors hiring subcontractors who need proper insurance coverage
Why Choose Mt. Franklin Insurance?
At Mt. Franklin Insurance, we specialize in helping businesses like yours navigate the complexities of subcontractor insurance policies and ensure you’re fully protected.
More from Talking Insurance with Shane:
Check out our full playlist for expert tips and insights on business insurance, liability coverage, and more!
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