Everyone knows that their home is not immune to water damage, and you must do all you can to protect your property against any eventuality. While your homeowners insurance might cover damage from burst pipes, damage from weather-related floods will not have coverage at all. Either way, by minimizing the chances that water will do … Read more

As the U.S. continues to reopen after the COVID-19 pandemic, American workers are beginning to return to their offices after working from home for the better part of a year. Still, even if you continue to work from home part-time, you might worry about many of the routine health effects that might arise from going … Read more

Though durable, your home is not immune to damage, sometimes from the smallest invaders. Bugs, termites, other vermin and mold could look harmless, but if ignored they could do a lot of property damage in a short time. Unfortunately, homeowners insurance might not cover these damages. Therefore, homeowners must do all they can to minimize … Read more

When you’re young, starting out on your own might lead to some financial challenges. After all, you now have bills to pay, and probably a limited budget with which to pay them. How can you keep ongoing costs, like your auto insurance premiums, as affordable as possible? Premiums can vary widely, and sometimes your own … Read more

Most people do not have the money to pay for a new house in-full at the time that they buy it. As a result, they will usually take out a mortgage or other financing to finalize the purchase. When you finance your home, you will have to repay the loan to the bank over a … Read more

 Everyone knows how expensive health care can be, from the most routine care to cutting-edge treatments. This places a significant cost burden on both providers and their patients. Where patients get the most cost assistance is by using their health insurance. It makes health care astronomically more affordable, proportional to the cost of care.   … Read more

Some people wait years before officially owning their first car. Your first car might have belonged to your parents. Or, if you are married, your car might officially be in your spouse’s name. Regardless of circumstances, as soon as you get your first car in your name you must get your own car insurance.   … Read more

No one wants to get burned by anything. At minimum, a burn is an inconvenient and sore pest that you have to look after. More severe burns can be much more debilitating, even deadly. They’re nothing to take lightly.   Burn risks exist far outside the kitchen. They can even exist in your business in … Read more

Your home’s foundation is the support apparatus for the rest of the dwelling’s structure. As a result, it’s easy to assume that your homeowners insurance will cover any damage to the foundation under all circumstances. However, this is not necessarily the case. While, yes, your home insurance will cover foundation damage, it will only do … Read more

We’ve all probably heard that we should buy health insurance. However, that doesn’t negate the fact that getting covered can be expensive. Is it possible to choose not to have health insurance? Is this really the best choice to make, even if it is an option? On one hand, no one is legally required to … Read more