A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company’s current insurance policies. Customers, vendors and landlords commonly request to see a business’ certificate of insurance.     This document helps such parties verify the business … Read more

Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance.     It’s Illegal When you own a vehicle, maintaining at least the minimum auto insurance is a requirement. … Read more

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. Let’s look at a few ways business insurance premiums are affected by … Read more

Home break-ins are all too common, especially during the daytime on weekdays when most people are away at their jobs. Home break-ins are also most frequent during the warm months of the year. However, many break-ins are preventable by increasing your home security. Use these tips to protect your property.     Install a Home … Read more

Increasing healthcare costs have most people concerned about keeping expenses low, even leading some to pass up health insurance because they think they cannot afford it. Under the Affordable Care Act, everyone must purchase healthcare coverage or risk paying a fine to the government. Truth is, even if you have to pinch pennies for a … Read more

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. Let’s look at a few ways business insurance premiums are affected by … Read more

Safe drivers are cognizant of the risks of the road, aware of their surroundings, and committed to paying attention to the changing situations around them. Still, many people get behind the wheel when they are too tired to be truly committed to their driving. The National Highway Traffic Safety Administration estimates nearly 700 drivers were … Read more

Everyone has seen a few online videos of someone slipping and falling in a random store (overturning a shelf in the process). We might laugh at the video, but we are forgetting to realize that after the camera stopped rolling, the victim might have sustained a severe injury. The ramifications of these accidents might represent … Read more

It’s never a good thing to lose someone you love. Along with grieving might come new responsibilities that survivors will have to shoulder. They might have to adapt to no longer having the financial security that you used to provide, and this might prove very worrisome.     Life insurance is a critical benefit to … Read more

If your home has a septic tank, then you are aware that the system is going to create quite a few maintenance responsibilities over the years. After all, in the event of a septic tank problem, you are going to face a smelly, nasty, and expensive cleanup process.     In some situations, your homeowners … Read more