Late summer and early autumn are perfect times for sitting in the backyard, listening to the sounds of nature, watching the sunset and enjoying a campfire.     As the coolness of the evening creeps in, a campfire is a great way to keep warm and socialize. That’s especially true in today’s world of social distancing—outdoors are the safest places to socialize, and bonfires are great ways to do so. Maybe you’re even using that campfire as a cooking stove from time to time, to roast marshmallows or cook hamburgers. These all sound like great ideas, but any idea involving a bonfire or campfire is going to have its risks attached. It’s an open flame that you must control carefully, or else you will run the risk of causing a fire that might easily get out of control and do a lot of damage. In order to keep your family and property safe when building campfires, keep a few of these tips in mind: Check with your local law enforcement or homeowners association to see if there are any rules governing campfires. You don’t want to have your relaxing evening interrupted by a visit from the police. Build your fire in an enclosed area, such as a fire bowl or pit, where it will be contained. Find a place out in the open for the fire, away from trees and structures. Ensure that no trees or branches are overhanging the fire, too. Flying sparks could easily set this foliage on fire. Go over safety rules with children and other attendees. Remind them to stay back and to never run around the fire. Never burn garbage in the campfire, which can result in unhealthy, black smoke. Never leave a fire unattended. Have a fire extinguisher, sandpile or hose handy if a fire gets out of control. Don’t start a fire during dry spells or when there are high winds. Dry foliage or high winds can easily fan flames into out-of-control blazes. Always extinguish the fire until all embers are out and it is not emanating any heat. A fire that is still smoldering still has the potential to both spark and set fires. You can make a lot of memories while sitting around a campfire. But if you don’t do so safely, you could wind up facing a lot of property damage that could be a massive strain on your insurance liabilities. That’s why it’s always better to plan ahead than to wait until it is too late. If you’re looking to buy a homeowners insurance policy that is perfect for your needs, just call us today at (915) 599-2900 or visit www.MtFranklin.com . We’re here to help you get a customized, affordable policy portfolio no matter what you need.

Tips for Keeping Backyard Campfires Safe

Late summer and early autumn are perfect times for sitting in the backyard, listening to the sounds of nature, watching the sunset and enjoying a campfire.     As the coolness of the evening creeps in, a campfire is a great way to keep warm and socialize. That’s especially true in today’s world of social … Read more

September 14, 2021

When and Why You Need Commercial Property Insurance

Your business would not be able to succeed if the equipment, materials, stock and products that it utilizes were to become compromised. Damage, theft or destruction of property might interrupt your operations and put you in a significant financial bind as you work through the recovery process. Indeed, if the loss of property is too … Read more

September 9, 2021

Is Your Dog Covered by Your Home Insurance?

Homeowners insurance is designed to protect all members of your family against personal liabilities, and sometimes you might wonder how it extends to your pets. Although your home insurance won’t pay for costs like your pet’s veterinary bills or cover the cost of replacing your favorite couch cushion if your dog chews it up, it … Read more

September 7, 2021

Defensive Driving Techniques to Refamiliarize Yourself With

Being a safe and responsible driver also means being a defensive driver. While the word “defensive” might sound dangerous, it’s not a bad thing. Rather, it means being in a state of heightened awareness. If you’re a defensive driver, then this means you are prepared for any surprises that might pop up on the road … Read more

September 2, 2021

Pool Safety Tips for Families

Swimming is a favorite summer past-time. If you own a pool, you’re probably looking forward to the warm, sunny weather so you can enjoy swimming with your friends and family. However, it’s important to keep safety in mind if you are a pool owner. Many injuries occur every year in backyard swimming pools. According to the … Read more

August 31, 2021

Planning for Road Trips

Amid the COVID-19 pandemic, many are choosing to take road trips because of the lower health and safety risks, and more affordable prices when weighed next to flying. Long hours in the car still pose their fair share of risks, however. Therefore, if you are planning a summer road trip, you should always take the … Read more

August 26, 2021

Power Washing a Home’s Exterior in the Fall

Even though it’s still summer, it’s time to start thinking about the approach of autumn. Now’s the time to consider some of the important household maintenance steps that you should take on during autumn’s mild weather. Before winter sets in, there is plenty of time to do a few things to repair and spruce up … Read more

August 24, 2021

How to Establish A Trust to Distribute Life Insurance Proceeds?

Life insurance provides an important safety net for many families. If you are young, raising a family and going about your life, you may not think of this type of coverage. However, what if something were to happen to you? Life insurance coverage could help to provide your loved ones with the support they need … Read more

August 19, 2021

Will a BOP Cover a Company Data Breach?

Small businesses often one of their most important commercial insurance solutions in a business owners policy (BOP). A BOP is an insurance package that offers a variety of commercial insurance benefits in one package and at one price, and it is optimized to meet the needs of small businesses.     Still, while it is … Read more

August 17, 2021

BOP Equipment Insurance for Storm Damage

Should a storm damage your business, the equipment within could need significant repairs or even be totally destroyed. Plus, the longer this damage goes unrepaired, the more your financial loss might be in the meantime. Luckily, if your business owners policy (BOP) contains appropriate property insurance, then you will have help replacing or repairing equipment … Read more

August 12, 2021

Find Your Nearest Office

El Paso, TX

915-599-2900

San Antonio, TX

830-360-8660

info@mtfranklin.com

Find a Location

Dedicated to Your Protection

Our founding mission is to deliver clients clarity of services unmatched by any other agency in El Paso, Las Cruces or San Antonio. It forms the cornerstone of how we view our partnership with you and serves as the basis of every action we take on your behalf. This mission is built upon the pillars of unmatched experience, local service and values, unparalleled access to carriers, and planning for you all year long.

© 2025 Mt. Franklin Insurance | All rights reserved | Privacy PolicyTerms & Conditions

Get in touch with our friendly agents today!

Get a Quote! Call Us