When you buy a new home, you want to make sure it’s within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance.    What’s the average cost of home insurance? The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. Actual rates, of course, vary … Read more

If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass someone?   Passing on the left The rules for … Read more

If you don’t live in your home the entire year because it’s your vacation home, you’re a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage.   Why is there more … Read more

With the precautions of COVID-19 (Coronavirus), Mt. Franklin offers many automated and remote capabilities to assist you:   Online electronic signature – no more “in person” ink signature required. Online computer meetings that allow us to review documents with you from the comfort of your home. Robust conference capabilities to allow group meetings via telephone. … Read more

When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know.   Liability coverage When you tow a camper trailer or other trailer, the most common rule is that your liability protection will extend to … Read more

How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here’s what you should do.   1. Save all receipts Keep all your receipts for both proof that you owned each item and what you … Read more

Whether you’re expanding your business, downsizing or you just found a place with lower rent across town, a new office means you’re going to have to make some changes to your existing business insurance policy. The rule of thumb is the same as always: The more your insurer knows, the better they’ll be prepared to provide you … Read more

Squirrels, mice, and rats live in every part of the country. And these rodents also love to turn vehicles into a shelter for the winter. Engine compartments, vehicle interiors, and even mufflers are often deemed ideal nesting spots for pesky pests. In addition to making unpleasant smells, these rodents also tend to chew through important … Read more

The annual family road trip. For some, it brings back wonderful childhood memories of visiting tourist sites around the country. To others, it reminds them of endless hours of driving while squished in the car with their siblings and eating peanut butter sandwiches en route to save time.   Traveling by car can be cheap … Read more

One of the best ways to bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you’ve been meaning to make.   Here are a few quick fixes that can help you pay lower premiums: Tear down old structures on your property. If … Read more