How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here’s what you should do.   1. Save all receipts Keep all your receipts for both proof that you owned each item and what you … Read more

Whether you’re expanding your business, downsizing or you just found a place with lower rent across town, a new office means you’re going to have to make some changes to your existing business insurance policy. The rule of thumb is the same as always: The more your insurer knows, the better they’ll be prepared to provide you … Read more

Squirrels, mice, and rats live in every part of the country. And these rodents also love to turn vehicles into a shelter for the winter. Engine compartments, vehicle interiors, and even mufflers are often deemed ideal nesting spots for pesky pests. In addition to making unpleasant smells, these rodents also tend to chew through important … Read more

The annual family road trip. For some, it brings back wonderful childhood memories of visiting tourist sites around the country. To others, it reminds them of endless hours of driving while squished in the car with their siblings and eating peanut butter sandwiches en route to save time.   Traveling by car can be cheap … Read more

One of the best ways to bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you’ve been meaning to make.   Here are a few quick fixes that can help you pay lower premiums: Tear down old structures on your property. If … Read more

Whether you have a mortgage for your home or not, it is important that you have a home insurance policy. The purpose of a home insurance policy is to protect your finances and investment in the event your property is damaged or destroyed.   Here’s more about what to look for in home insurance in 2020. Look for discounts You should … Read more

What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you with adequate … Read more

Since your home is likely the biggest purchase you will make in your lifetime, it’s important to protect your investment with home insurance. This coverage protects you from financial loss in the event of a covered instance.     Here’s more on whether your fence, shed and other outbuilding are covered by your home insurance policy. What’s … Read more

Jump starting a vehicle with a dead battery has long been a courtesy drivers give to each other. But advances in electronics in modern cars mean a lot more can go wrong in this exchange. And if it does, car insurance may not cover the resulting damage.   What can go wrong when jump-starting someone’s car? … Read more

Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. Business insurance can cover your lost sales and expenses when unanticipated events cause your business to slow — or make it impossible to do keep … Read more