House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. Homeowners insurance often will pay for fire damage. However, simple prevention methods are often key when keeping fire risks low. … Read more

Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, but there’s also bound to be a fair amount of heartache if you are an animal lover. … Read more

It only takes a small amount of water to cause a lot of damage to your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. Let’s look at some of the most common types of water damage and … Read more

Health insurance has an unfortunate reputation for being expensive, but everyone needs it. It’s important for everyone to find the right health insurance policy for you and your family without paying too much for coverage.     Individual Health Insurance vs Family Health Insurance  On average, family health insurance policies are more expensive than individual health … Read more

Are you concerned about the premium you will have to pay for your business insurance? Insurance is part of your overhead, so it’s understandable that you will want to keep it affordable.  Mt. Franklin Insurance is happy to help you understand the various factors that will impact your premiums. Some of these you can often … Read more

Life insurance is a unique form of policy that pays out claims at the end of the policyholder’s life. Instead of the policyholder receiving compensation, the premiums they pay are built toward compensation for the policyholder’s beneficiaries.  Unfortunately, you likely won’t receive any payout for your life insurance policy if the policy is canceled before its term … Read more

If you ever wreck your car, then it’s understandable that the car might need to go to the shop for repairs. In the meantime, you might need a rental vehicle to get around until you get the car back. Your auto insurance might offer a couple of incentives called rental car coverage or rental reimbursement. Your … Read more

If you have ever come home to see that a break-in has occurred, you probably have gotten a sinking feeling of fear and insecurity. Important belongings might be missing. Also, the thieves might have done significant property damage. Therefore, you might feel like you cannot live in your home until you repair this damage. However, help is … Read more

Surety bonds give investors and clients confidence in the financial integrity of your business. This article provides a definition of surety bonds and explores the reasons companies buy them. Keep reading to find out if your business could take advantage of surety bonds.      What Are Surety Bonds?   When companies buy surety bonds, they … Read more

Many people would consider a condo as something between a house and an apartment. If you’ve recently purchased a condo, you may wonder if you need to buy homeowner’s insurance. The answer is yes, but you will need a special type of coverage. Keep reading to learn more.   Do You Need Insurance for a … Read more