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How Much Should You Pay for Health Insurance?
Health insurance has an unfortunate reputation for being expensive, but everyone needs it. It’s important for everyone to find the right health insurance policy for you and your family without paying too much for coverage. Individual Health Insurance vs Family Health Insurance On average, family health insurance policies are more expensive than individual health…
July 23, 2020
Factors that Might Influence the Cost of Your Business Insurance
Are you concerned about the premium you will have to pay for your business insurance? Insurance is part of your overhead, so it’s understandable that you will want to keep it affordable. Mt. Franklin Insurance is happy to help you understand the various factors that will impact your premiums. Some of these you can often…
July 21, 2020
Can You Get Your Money Back After Canceling a Life Insurance Policy?
Life insurance is a unique form of policy that pays out claims at the end of the policyholder’s life. Instead of the policyholder receiving compensation, the premiums they pay are built toward compensation for the policyholder’s beneficiaries. Unfortunately, you likely won’t receive any payout for your life insurance policy if the policy is canceled before its term…
July 16, 2020
The Benefits of Rental Car Coverage for Drivers
If you ever wreck your car, then it’s understandable that the car might need to go to the shop for repairs. In the meantime, you might need a rental vehicle to get around until you get the car back. Your auto insurance might offer a couple of incentives called rental car coverage or rental reimbursement. Your…
July 9, 2020
Repairing Property Damage from Home Vandalism or Theft
If you have ever come home to see that a break-in has occurred, you probably have gotten a sinking feeling of fear and insecurity. Important belongings might be missing. Also, the thieves might have done significant property damage. Therefore, you might feel like you cannot live in your home until you repair this damage. However, help is…
July 7, 2020
How Do Surety Bonds Benefit Businesses?
Surety bonds give investors and clients confidence in the financial integrity of your business. This article provides a definition of surety bonds and explores the reasons companies buy them. Keep reading to find out if your business could take advantage of surety bonds. What Are Surety Bonds? When companies buy surety bonds, they…
June 30, 2020
Should You Buy Home Insurance for a Condo?
Many people would consider a condo as something between a house and an apartment. If you’ve recently purchased a condo, you may wonder if you need to buy homeowner’s insurance. The answer is yes, but you will need a special type of coverage. Keep reading to learn more. Do You Need Insurance for a…
June 25, 2020
What You Should Know About Life Insurance for Seniors
People of all ages can benefit from purchasing a life insurance policy. A common misconception is that seniors either cannot or should not buy life insurance. However, the truth is that many seniors stand to benefit from life insurance. Take just a moment to learn more about how to buy life insurance for seniors. …
June 23, 2020
Does Your Business Insurance Cover Work at Home Incidents?
If your company is moving its employees to work-from-home and has not reviewed its insurance, then it’s time to evaluate what changes might be needed. What Does Your Business Liability Insurance Say About Location? For the most part, your liability insurance policy applies anywhere. For example, if you’re an architect, your business insurance…
June 18, 2020
Who Qualifies for Tax Breaks on Health Insurance
Health insurance is a major expense for many families. If you fit into certain categories, you may be able to receive a tax break to reduce your cost of health insurance. Here are some of the tax breaks available. Income Under 400% of Poverty Level: Premium Tax Credit If your income is under 400%…
June 16, 2020
