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Frequently Asked Questions About General Liability Insurance
If you are a business owner, then you probably know that you have to protect your company, employees, clients and others against any risks you might pose them. These liabilities could cost you a lot of money in worst-case scenarios. You therefore must be ready for any eventuality. To do so, you will need general…
December 15, 2020
Will My Health Insurance Work in Another State?
Health care isn’t just something you get from your local physician. You should be able to get care from an appropriate physician when you need it. Sometimes, this might mean leaving town, and even crossing state lines. The question that many people ask, however, is whether their plan will cover them when they travel outside…
December 10, 2020
Auto Insurance for Cars Damaged in Your Garage
Car damage doesn’t just happen because of a wreck. Damage could occur anywhere, even in places that you consider safe. Your garage is one of them. You might think the garage is the safest place for your car, which indeed it is. However, even cars parked in garages aren’t immune from risks. If…
December 8, 2020
What to Look for on Your First Homeowners Insurance Policy
If you are planning to buy your first home, then you have likely considered taking out a mortgage to finance the purchase. When you do, your lender will likely tell you that you are required to buy homeowners insurance. Since buying your first home is a lot to absorb, the home insurance requirement might seem…
December 3, 2020
Why Your Business Needs D&O Insurance
Companies must take responsibility for employees at all levels of employment. Among the most important to the business is its c-suite and board of directors. They are critical players, but also high liabilities to your company’s success. To give them the liability insurance they need to do their jobs, you will need to buy directors…
December 1, 2020
Can You Get Life Insurance If You Have a Pre-Existing Condition
If you have a chronic health condition, then you will likely have to deal with certain medical needs for the rest of your life. These might include things like diabetes, heard or kidney disease or even cancer. Even if you have the illness under control, you still have a risk of a relapse. Additionally, you…
November 24, 2020
Are Crumbling Foundations Covered by Home Insurance?
Your foundation is truly one of the most important parts of your home. It keeps the property stable and level. Therefore, damaged or deteriorating foundations can make your home quite flimsy and insecure. A damaged foundation can damage all other components of the home. It is perfectly natural for a home to settle and…
November 19, 2020
How To Choose Health Insurance When You Are Self-Employed
Many people receive their health insurance through their employer. However, if you own your own business or are self-employed, then you might not have this coverage option unless you get a policy yourself. While getting health insurance for your own business might seem complicated, it does not have to be overwhelming. Self-employed Americans who…
November 17, 2020
When Do You Need Workers Compensation Insurance?
All business owners should know how important it is to provide a safe environment for their employees. Still, however safe you might try to make things, there is no guarantee that your business is accident-proof. That’s why in most states, employers must carry workers’ compensation insurance. You have to have a way to compensate them…
November 12, 2020
Luxury Home Insurance: Rebuilding After a Fire
A fire can be a devastating household accident no matter what the size or shape of the home you live in. However, if you live in a high-value or even a luxury home, then the loss might be compounded. The good news is that your homeowners insurance is likely to pay for the necessary repairs…
November 10, 2020
