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What to Look for on Your First Homeowners Insurance Policy
If you are planning to buy your first home, then you have likely considered taking out a mortgage to finance the purchase. When you do, your lender will likely tell you that you are required to buy homeowners insurance. Since buying your first home is a lot to absorb, the home insurance requirement might seem…
December 3, 2020
Why Your Business Needs D&O Insurance
Companies must take responsibility for employees at all levels of employment. Among the most important to the business is its c-suite and board of directors. They are critical players, but also high liabilities to your company’s success. To give them the liability insurance they need to do their jobs, you will need to buy directors…
December 1, 2020
Can You Get Life Insurance If You Have a Pre-Existing Condition
If you have a chronic health condition, then you will likely have to deal with certain medical needs for the rest of your life. These might include things like diabetes, heard or kidney disease or even cancer. Even if you have the illness under control, you still have a risk of a relapse. Additionally, you…
November 24, 2020
Are Crumbling Foundations Covered by Home Insurance?
Your foundation is truly one of the most important parts of your home. It keeps the property stable and level. Therefore, damaged or deteriorating foundations can make your home quite flimsy and insecure. A damaged foundation can damage all other components of the home. It is perfectly natural for a home to settle and…
November 19, 2020
How To Choose Health Insurance When You Are Self-Employed
Many people receive their health insurance through their employer. However, if you own your own business or are self-employed, then you might not have this coverage option unless you get a policy yourself. While getting health insurance for your own business might seem complicated, it does not have to be overwhelming. Self-employed Americans who…
November 17, 2020
When Do You Need Workers Compensation Insurance?
All business owners should know how important it is to provide a safe environment for their employees. Still, however safe you might try to make things, there is no guarantee that your business is accident-proof. That’s why in most states, employers must carry workers’ compensation insurance. You have to have a way to compensate them…
November 12, 2020
Luxury Home Insurance: Rebuilding After a Fire
A fire can be a devastating household accident no matter what the size or shape of the home you live in. However, if you live in a high-value or even a luxury home, then the loss might be compounded. The good news is that your homeowners insurance is likely to pay for the necessary repairs…
November 10, 2020
What Should I Do If My Car Gets Stolen?
If your car disappears, and you don’t know where it went, then someone might have stolen it. In fact, statistics from the Insurance Information Institute (III) show that roughly 750,000 vehicle thefts occurred in the United States in 2018. That’s a rate of approximately 228 thefts per 100,000 drivers. This might seem like a small…
November 5, 2020
Reasons to Convert Your Term Life Insurance to Whole Life Insurance
If you buy life insurance, then you take a big step towards securing your financial future. One of the most easily accessible policies is a term life policy, which is generally affordable and will last for a certain number of years. However, the drawback of a term policy is that, although it is budget-friendly, it…
November 3, 2020
Can You Legally Be Denied Car Insurance?
Despite the fact that car insurance is required by state law throughout the U.S., insurance companies are well within their rights to deny you coverage based on certain circumstances. It is not common that a car insurance provider will deny a client, but it does happen. Generally, drivers are denied if they are considered…
October 29, 2020
