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Understanding CCIPs and OCIPs: A Strategic Approach to Managing Risk in Large Construction Projects
Construction projects typically involve multiple layers of participants. A developer (or owner) hires a general contractor (GC). In turn, the GC hires a collection of subcontractors. As projects grow, sometimes subcontractors even hire additional specialists to support them. This leads to a cascade of companies, each contributing their own work to an overall project. From…
April 12, 2025
Mt. Franklin Insurance Expands El Paso Headquarters
Growing to Serve You Better – Locally-Owned, Locally-Operated We are excited to share a significant milestone in our journey—expanding our headquarters located in El Paso, Texas at 1444 Montana Ave. This growth reflects our commitment to providing exceptional, local service to our clients while supporting our expanding team and operations. For years, we have proudly…
March 27, 2025
Why Offering Health Benefits is a Wise Business Decision in 2025
After working with thousands of businesses, I’ve seen firsthand how a well-structured employee health benefits package can significantly impact a company’s bottom line and reputation. In today’s competitive landscape, offering health benefits is no longer just a nice-to-have; it’s a necessity. Every business I meet with tells me about the importance of having a great…
November 3, 2024
Navigating an Insurance Minefield: Protecting Your Short-Term Rental
Amongst the many gripes that exist about the Insurance Industry, its glacially slow response to changes in our economy ranks high. The capital markets quickly veer to accommodate new products and processes. However, the ability for insurance carriers to model products and forecast losses, so they can create premiums always lags. Within the modern “gig”…
September 1, 2024
Should I Use an Insurance Broker or Insurance Agent?
The terminology of any industry can often sound like “insider language” or jargon, with multiple phrases being regularly used, as if everyone understands what they mean. For example, titles for insurance professionals who work with clients can include Broker, Agent, Producer, Advisor, Solicitor, and even Consultant. I ’ve been asked before about each of these…
June 16, 2024
More Than Insurance: Mt. Franklin Gives Back in El Paso and San Antonio
At Mt. Franklin Insurance, we take pride in being more than just an insurance provider. We’re a team woven into the fabric of the communities we serve, in El Paso and San Antonio. We understand that true security goes beyond protecting your possessions – it’s about fostering a sense of well-being for everyone around us.…
March 31, 2024
What Insurance do Experts Recommend for New Businesses?
When starting a new business, entrepreneurs can be faced with a dizzying list of tasks. From negotiating a lease, to setting up an accounting system, to figuring out how to get trash picked up, new business owners sometimes spend more time setting up a business than practicing their actual trade. Insurance is often seen as…
February 7, 2024
Welcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate…
May 4, 2023
Water Damage – Are You Covered?
“Am I covered if water gets in my house?” is a common question I get from homeowners who are purchasing insurance. As in most situations with insurance, the answer is “It depends.” There are multiple different sources of water and, although each can be insured, a combination of policies are required to ensure all forms…
August 8, 2022
Contractor Pitfalls Around Insurance
There exist several key pitfalls that contractors can easily fall into with insurance. While most contractors are focusing on supply chain issues and labor challenges, there continue to be missed opportunities regarding contractor’s insurance. Contractors, as an industry, continue to be battered by “new” challenges: COVID-19 issues, supply chain disruption, and now inflation. However, insurance…
July 7, 2022
