December 3, 2020
AgencyWhat to Look for on Your First Homeowners Insurance Policy
What to Look for on Your First Homeowners Insurance Policy If you are planning to buy your first home, then you have likely considered taking out a mortgage to finance the purchase. When you do, your lender will likely tell you that you are required to buy homeowners insurance. Since buying your first home […]
December 1, 2020
AgencyWhy Your Business Needs D&O Insurance
Why Your Business Needs D&O Insurance Companies must take responsibility for employees at all levels of employment. Among the most important to the business is its c-suite and board of directors. They are critical players, but also high liabilities to your company’s success. To give them the liability insurance they need to do their jobs, […]
November 24, 2020
AgencyCan You Get Life Insurance If You Have a Pre-Existing Condition
Can You Get Life Insurance If You Have a Pre-Existing Condition If you have a chronic health condition, then you will likely have to deal with certain medical needs for the rest of your life. These might include things like diabetes, heard or kidney disease or even cancer. Even if you have the illness under […]
November 19, 2020
AgencyAre Crumbling Foundations Covered by Home Insurance?
Are Crumbling Foundations Covered by Home Insurance? Your foundation is truly one of the most important parts of your home. It keeps the property stable and level. Therefore, damaged or deteriorating foundations can make your home quite flimsy and insecure. A damaged foundation can damage all other components of the home. It is perfectly […]
November 17, 2020
AgencyHow To Choose Health Insurance When You Are Self-Employed
How To Choose Health Insurance When You Are Self-Employed Many people receive their health insurance through their employer. However, if you own your own business or are self-employed, then you might not have this coverage option unless you get a policy yourself. While getting health insurance for your own business might seem complicated, it does […]
November 12, 2020
AgencyWhen Do You Need Workers Compensation Insurance?
When Do You Need Workers Compensation Insurance? All business owners should know how important it is to provide a safe environment for their employees. Still, however safe you might try to make things, there is no guarantee that your business is accident-proof. That’s why in most states, employers must carry workers’ compensation insurance. You have […]
November 10, 2020
AgencyLuxury Home Insurance: Rebuilding After a Fire
Luxury Home Insurance: Rebuilding After a Fire A fire can be a devastating household accident no matter what the size or shape of the home you live in. However, if you live in a high-value or even a luxury home, then the loss might be compounded. The good news is that your homeowners insurance is […]
November 5, 2020
AgencyWhat Should I Do If My Car Gets Stolen?
What Should I Do If My Car Gets Stolen? If your car disappears, and you don’t know where it went, then someone might have stolen it. In fact, statistics from the Insurance Information Institute (III) show that roughly 750,000 vehicle thefts occurred in the United States in 2018. That’s a rate of approximately 228 thefts […]
November 3, 2020
AgencyReasons to Convert Your Term Life Insurance to Whole Life Insurance
Reasons to Convert Your Term Life Insurance to Whole Life Insurance If you buy life insurance, then you take a big step towards securing your financial future. One of the most easily accessible policies is a term life policy, which is generally affordable and will last for a certain number of years. However, the drawback […]
October 29, 2020
AgencyCan You Legally Be Denied Car Insurance?
Can You Legally Be Denied Car Insurance? Despite the fact that car insurance is required by state law throughout the U.S., insurance companies are well within their rights to deny you coverage based on certain circumstances. It is not common that a car insurance provider will deny a client, but it does happen. Generally, […]