October 8, 2020
AgencyHow is Business Interruption Compensation Calculated?
How is Business Interruption Compensation Calculated? With many businesses put on hold due to COVID, wildfires and other unexpected incidents, many business owners are scrambling to search their policy for business interruption insurance. This insurance can compensate a business for money lost while the business is unable to operate normally due to government mandate, environmental […]
October 6, 2020
AgencyHave a Mortgage? You Need Homeowner’s Insurance
Have a Mortgage? You Need Homeowner’s Insurance Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years. However, […]
October 1, 2020
AgencyWhose Insurance Do I Use if I Crash Someone Else’s Car?
Whose Insurance Do I Use if I Crash Someone Else’s Car? Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as […]
September 29, 2020
AgencyWhen Does Life Insurance Payout?
When Does Life Insurance Payout? Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for […]
September 24, 2020
AgencyHow to Insure Your Roof with Home Insurance
How to Insure Your Roof with Home Insurance Your home’s roof is one of the most important and expensive parts of the home. It keeps everyone inside safe, warm and dry, as well as keeps out anything unwelcome. Unfortunately, home insurance can grow a little complicated and expensive when it comes to insuring your roof. […]
September 22, 2020
AgencyI Hit My Mailbox, Will My Car Insurance Pay?
I Hit My Mailbox, Will My Car Insurance Pay? We’ve all made careless mistakes from time to time, including behind the wheel. If you have ever backed into your mailbox, you might find yourself annoyed, but hopefully unharmed. Your car, however, might sustain damage and so might the mailbox. As a result, you might have […]
September 17, 2020
AgencyMaking a Possessions Claim on Business Insurance
Making a Possessions Claim on Business Insurance Businesses that have property insurance will likely have coverage for the possessions inside. So, if something damages the contents of the business, then you can likely file a claim for the damage costs. However, you must do so correctly to successfully receive compensation. Some policies will include limitations […]
September 15, 2020
AgencyImportant Questions to Ask Before Buying Health Insurance?
Important Questions to Ask Before Buying Health Insurance Health insurance is critical so you and your family can get the care you need. Signing onto a policy shouldn’t be done lightly. Not all health insurance policies are created equal, and there are a few questions you should ask before signing your name on the dotted […]
September 10, 2020
AgencyHow Fire Stations Can Affect Your Home Insurance Premiums
How Fire Stations Can Affect Your Home Insurance Premiums Home insurance premiums seem elusive until you discover what, exactly, makes them raise or lower year by year. There are many factors which an insurer may use to calculate your home insurance premiums. One of these is your location and, specifically, how close you are to […]
September 8, 2020
AgencyChoosing the Correct Term Life Insurance Policy Length
Choosing the Correct Term Life Insurance Policy Length When you buy life insurance, you probably have an idea in mind about where you want your policy to go. You might want to use it as a vessel to provide money to loved ones for specific purposes. As a result, you might only want your coverage […]