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Understanding Your BOP’s Interruption Coverage
A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. Let’s explore the topic a…
November 30, 2021
3 Signs that You’re a Distracted Driver and Don’t Know It
In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road. While the use of mobile devices is a big contributor to the rise in distracted…
November 16, 2021
Daylight Saving Time Ends November 7, 2021
Daylight Saving Time ends this Sunday, November 7 at 2:00 a.m. As we fall back and turn our clocks back, there is no better time than now to conduct some basic winter home maintenance. At Mt. Franklin Insurance, we want your winter season to start off on the right foot, which is why…
November 4, 2021
6 Signs Your Brakes Need Repair or Replacement
When your car brakes, then you are initializing a complex system of mechanical components that will work together to bring your vehicle to a stop. The average car weighs about 3 to 5 tons, and the fact that your brakes help stop this heavy machine within a few meters, countless times per year, is a…
November 4, 2021
4 Common Homeowners Insurance Mistakes
Whether you are buying your first home or moving to a new home, you have to make sure that your homeowners insurance needs are met. Homeowners insurance isn’t always easy to understand, and it does have its fair share of unique terms. It is sometimes easy to make mistakes when setting up your policy, and…
November 2, 2021
General Liability Benefits Within BOPs
As a business owner, you are responsible for ensuring a successful work environment and maintaining smooth operations. You want a safe, honest and secure business, but dissatisfied customers are going to come around from time to time. Sometimes, they could even take legal action against your business. As such, it’s crucial to know how you…
October 26, 2021
5 Surprising Car Insurance Savings Opportunities
There are many ways to save money on auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case. Being a smart driver means knowing what discount options are available to you. You may find a wide range of savings…
October 21, 2021
Home Rebuild Cost Analysis
When the time comes to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or provide insufficient coverage to meet your needs if a significant issue occurs on the property. Be sure…
October 14, 2021
BOPs and Commercial Property Insurance
Most small business owners choose to invest in business owners policies—also known as BOPs. Put simply, BOPs can help business owners easily optimize their commercial insurance. BOPs usually contain several types of insurance, including commercial property coverage. This is an important form of coverage, as it can protect your business assets and possessions when damaging…
October 12, 2021
10 Tips for Safe Driving
When you drive recklessly, it impacts more people on the road than just yourself. In fact, other drivers, their passengers, your passengers and even pedestrians on the road can be affected by the decisions you make behind the wheel. Therefore, you have to treat driving as the potentially dangerous activity that it is. …
October 7, 2021
